US Insurance: USA – Delaware
October 23, 2026
Publication| Insurance| Legal Opinions| Commercial Transactions| Structured Finance
The State of Delaware (“Delaware”) regulates the business of insurance through a comprehensive statutory and administrative framework centred on the Delaware Insurance Code and administered by the Delaware Department of Insurance (the “Department”). This framework governs insurer authorisation and licensing, solvency regulation, policy requirements, rate and form ’ling, market conduct, insurance intermediaries, consumer protection and insurer receivership, as well as specialised sectors including captive insurance, workers1 compensation insurance and surplus lines insurance.